The EPS-95 Pension Hike 2026 has brought relief to millions of retired employees across India. The Employees’ Pension Scheme (EPS-95) which started in 1995 provides monthly pension payments for workers in organized sectors. The 2026 update solves the problems that pensioners raised when they wanted larger payments to match their increasing living costs.
What is EPS-95?
EPS-95 is a social security scheme under the Employees’ Provident Fund Organisation EPFO. The program provides employees with permanent retirement pensions once they meet eligibility requirements. The pension amount is calculated based on years of service and average salary during the contributory period.
Why the Pension Hike in 2026?
Pensioners have requested pension increases because of rising inflation and higher medical costs. The government raised pension amounts in February 2026 to help retirees achieve better financial security. The initiative improves the living standards of retirees while decreasing their economic burdens.
Key Highlights of EPS-95 Pension Hike 2026
The pension hike focuses on increasing minimum payouts, improving family pension benefits, and introducing digital tracking for transparency. Pensioners can check their pension information through the online system which enhances accessibility for all users.
Old vs. New EPS-95 Pension Rules
| Aspect | Before 2026 Update | After 2026 Update |
|---|---|---|
| Minimum Pension | ₹1,000 per month | ₹2,000 per month |
| Family Pension | Fixed percentage | Enhanced support for dependents |
| Digital Access | Limited | Full online pension tracking |
| Inflation Adjustment | Not included | Linked to cost-of-living index |